Accident Insurance is a great way to supplement your medical insurance. It provides an extra layer of protection to cover your out-of-pocket medical expenses for covered injuries and accident-related expenses for an individual or family. This policy is not meant to be a stand-alone medical plan.
The plan pays specified dollar amounts to help cover out-of-pocket expenses related to a wide variety of injuries and accidents like:
- Doctor's office visits
- Physical therapy
- Emergency room
- Lodging for family
The plan pays benefits directly to you (unless otherwise assigned). This money is in addition to other insurance coverage you may have. Use it to pay for your out-of-pocket medical expenses or use it any way you wish, like to help pay for the cost of:
- Over-the-counter medicine
- Daycare or sitters
- Extra help around the house
Benefits are paid for covered injuries or accidents that occur on or off the job.
- Coverage options are available for your spouse and children
- There are no health questions or physical exams required
For more information, read this brochure or watch this video.
To access the claims portal, go to the Allstate Benefits website or you can call 1-800-521-3535. For information about the claims portal, watch this video.
This flyer has additional information about what the Allstate Benefits website offers and how to register.
Allstate Benefits provides Accident Insurance. Allstate Benefits is the marketing name for American Heritage Life Insurance Company, the underwriter and a subsidiary of The Allstate Corporation.