Life and AD&D Insurance

Pays a benefit to your beneficiary if you die.

Basic Life Insurance

Hertz-paid life insurance provides one times your base annual pay at no cost to you.

Supplemental Life Insurance

You may purchase additional coverage of up to six times your annual base salary with Supplemental Life (up to a total of $3 million for both Basic and Supplemental coverage). Learn more about why coverage may be important for you.

Dependent Life Insurance

Coverage is also available for your spouse/domestic partner and qualifying dependent children. Contributions are made on an after-tax basis so the benefit is not taxable when you receive it.

Spouse/domestic partner coverage is guaranteed up to $50,000. Evidence of insurability (EOI) is required for coverage above $50,000. Coverage for your child(ren) in amounts of $5,000 to $15,000 is available with no EOI required.

Evidence of Insurability

Evidence of insurability is how you provide pr­­­oof of good health to The Hartford.

  • If you’re a new hire and enroll when first eligible, you can elect coverage up to the lesser of five times your annual base pay or $300,000 without EOI.
  • If you’re a current employee and enroll after you are first eligible or increase your Supplemental coverage by more than one times annual base pay, EOI is required for coverage above five times annual base pay.

Additional Benefits

There are additional benefits automatically included with your life insurance:

  • An online tool for drafting your will.
  • Legal and emotional support for your beneficiaries after a death.
  • Travel assistance and ID theft protection. The Hertz policy number is 803546.
  • The Hartford’s Express Pay process, which, under certain conditions will pay death claims in as little as 48 hours.
  • Funeral planning advisor assistance, including cost comparison services and online tools.

Accidental Death & Dismemberment Coverage (AD&D)

AD&D Insurance provides financial protection for you and your family in the event of a covered accidental injury or death. You may enroll in the plan when you’re first hired or during Open Enrollment. Evidence of insurability (EOI) is not required.

You may purchase coverage for yourself up to 10 times your annual base pay with a $750,000 maximum. If you enroll, you may also cover your spouse/domestic partner and any eligible dependent children.

You pay for AD&D coverage with pre-tax dollars and you’ll need to designate a beneficiary. Click Log In at the top of the page and select Enroll for Benefits to add or change your beneficiary.

Learn more about AD&D coverage.

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