Consumer Health Account Plans 1 and 2 (CHA1 and CHA2) are Consumer Driven Health Plans that come with a Health Reimbursement Account (HRA) funded by Hertz to help you pay for out-of-pocket medical expenses. Any funds in your HRA are automatically used towards covered care, and once you've used them all, you pay the full cost for care until you reach your deductible. Once you meet your deductible, you pay 20% and Hertz pays 80%, until you reach the out-of-pocket maximum. Then, Hertz pays 100%.
You can also use the Health Care Flexible Spending Account (HCFSA) to pay for covered services with pre-tax dollars.