Access to a network of dentists and other dental providers who have agreed to offer their services at predetermined rates. The network is called: Cigna Dental Care Access Network.
You must choose a primary dentist in the DHMO network when you initially enroll and go to this dentist when you need dental care. You and each covered member of your family may select a different primary dentist.
Your primary dentist will provide all of your services, including referrals as needed to specialists such as endodontists or periodontists.
You have no claim forms to file – your DHMO provider files them for you.
You pay a copayment each time you receive services (except for your preventive visits, which are covered in full with no copayment).
No deductible or annual maximum benefit as long as you receive your care through a participating dentist.
The DHMO plan generally does not pay for treatment by a non-DHMO dentist or for services that were not authorized by your primary dentist.